Personal Insurance

Home Insurance

If you’re like most homeowners in Texas, your home is your most valuable asset, and should be protected as such. When your home is damaged or destroyed, you need your claim settled by an insurance company that understands the importance of the place you call home.

 

The Elite Insurance Group can help you find the finest Texas homeowners insurance that will best meet your needs and provide the most valuable combination of tailored coverage, quality service and competitive pricing.

 

It’s important to understand that no two homeowners insurance policies are created equal though. Different insurance companies offer different levels of coverage, different endorsements and riders, and have different conditions and limitations.

Personal Auto Insurance

With car insurance being required by the State of Texas and the conditions in which we Texans drive, a personal auto insurance package from Elite Insurance Group will protect your family and your vehicle. 

 

 

Whether it's protection against loss, theft or liability, we can provide the coverages you are looking for.  Some of the Personal Auto products offered by Elite Insurance Group are:

  • Collision

  • Comprehensive

  • Liability (Bodily Injury and Property Damage)

  • Uninsured/Underinsured Motorist

  • Medical Payments

  • Full Replacement Cost for Specific Vehicles

It’s important to understand that your coverage options are not just for your car, but for you, and people who may be injured as a result of your negligence.

 

Many don’t realize that having great coverage doesn’t necessarily mean having higher insurance premiums. Because the Elite Insurance Group is 100% independent, we can take your current coverages and compare them with a wide range of insurance providers to see who offers you the best deal possible.

Flood Insurance

Did you know that every single house in the entire country is in a FEMA flood zone? It’s just that some flood zones are worse than others.

 

When most people think of a flood, they might think of events like Hurricane Harvey or Sandy. These were huge devastating storms that caused billions of dollars in damage.

In reality, most floods are caused by far less catastrophic situations. In fact, it only takes a few inches of standing water to cause tens of thousands of dollars of damage.

If you’re looking for flood insurance in Texas, we’ve got you covered.

*Note: In most situations, you will have a 30 day waiting period when you buy flood insurance.

Boat Insurance

Boats and personal watercraft are big investments, but if you love being out on the water, you know they’re worth it. The average boat costs less than a dollar a day to insure. You’ll enjoy being on the water even more when you aren’t worried about your safety, the safety of your passengers, or your investment.

Motorcycle Insurance

Motorcycle insurance works very much like auto insurance in that it provides you with many of the same coverages. To get started, request a quote below and we’ll shop your motorcycle insurance to see who offers you the best possible deal on coverages and prices.

The Elite Insurance Group offers a full spectrum of motorcycle insurance:

  • Collision

  • Comprehensive

  • Liability (Bodily Injury and Property Damage)

  • Uninsured/Underinsured Motorist

  • Medical Payments

  • Full Replacement Cost for Specific Vehicles

Renter's Insurance

Just because you don’t own the house you live in doesn’t mean you aren’t at risk for financial loss. If you live in a rented house or an apartment, renters insurance provides important coverage for both you and your personal property.

The best part? Renters insurance is very inexpensive. In some cases less than $100 per year!

If your house or apartment is broken into, destroyed by a fire, or perhaps someone gets injured on the property, renters insurance provides coverage for you and your family. It pays for the repair and replacement of lost items as well as any liability issues you may be responsible for.